Your home and Property are valuable assets and we recommend you work with an insurance professional to insure these assets properly. There are different coverage and policy options for clients to choose from. An example would be insuring a property according to Actual Cash Value vs. Replacement Cost. All property owners should understand the difference and attempt when possible to insure according to the cost to rebuild the property in the event of a total loss. Clients should also be aware that the replacement cost of a property is different than the market value.
Your property insurance policy also provides coverage for personal liability. This coverage protects you in the event you become legally liable for anyone injured while visiting your property, or if you accidentally damage someone else’s property.
McKillop offers several forms of property insurance including the following.
- Seasonal Properties/ Vacation Homes
- Rental Properties
- Mobile Homes
Here are some of the property discounts offered by our insurance companies which you may be eligible for:
- Age discount
- Alarm discount
- Claims-free discount
- Loyaty discount
- Mortgage-free discount
- New home discount
- Multi-policy discount