Pre-existing medical condition applies when: Travelers are under the age of seventy-one (71) or traveling for less than thirty six (36) days.

Policy exclusions: An injury, sickness or state of health, prior to the effective date of coverage, where medical treatment or hospitalization is expected. traveling against doctor's orders. Pregnancy within 8 weeks of delivery date. Emotional, mental or nervous disorders, suicide, attempted suicide, or intentionally self-inflicted injury while sane or insane.

Or: Travelers are seventy one (71) years of age or over or traveling thirty six (36) days or more.

Policy Exclusions: all of the above. Any loss due to an injury or sickness which required any or all of medical consultation, prescription medication, medical treatment, or hospitalization at any time during the 180 day period immediately preceding the effective date of the policy.

For your convenience, we also have a registry department where we can renew or issue your drivers licence and licence plates. Alberta Identification cards are also available for persons in need of photo ID that do not drive or hold a valid Drivers Licence. Please see our Registry section on this site for information on your Alberta’s Drivers Licence or licence plates, Personal property, Vital Statistics, Corporate Registry or Land Titles. 

Contact our office and we will be pleased to answer your questions and put your mind at ease.